We are pleased to announce a new service that provides you with your recent Credit Score on the online banking account summary screen.

We are providing a convenient and confidential way to see your recent Credit Score online after you login to online banking at Visions. The Credit Score link will be available for you to click-on near the top of the account summary screen if there is a score retrieved for you from one of the credit bureaus within the last 12 months. This is done anytime credit has been requested for a consumer loan or credit card at Visions.

This is another reason to sign-up for online banking at Visions – just as over 40,000 other members have chosen to do so in order to use convenient web access to your account. Reminder that the Credit Score is a number based on a statistical analysis of a person's credit files, and it represents the creditworthiness of that person, which is the perceived likelihood that the person will pay debts in a timely manner. There are different methods of calculating credit scores and we use a credit score model developed by Fair Isaac and Co. (FICO) utilized by Experian credit reporting agency.

Tom Hull
Vice President / Chief Information Officer

Greater Binghamton